Summer Undergraduate Research Grants (Summer URG)

Summer Undergraduate Research Grants (Summer URG)

Summer Undergraduate Research Grants (Summer URGs) provide a $3,000 stipend to cover living and research expenses for full-time eight week independent academic and creative work in all fields of study. (Supplemental funds are available for projects requiring international travel.) Under faculty supervision, URG winners immerse themselves in projects in the laboratory, the library, or the studio, on campus and around the world. All Northwestern undergraduates are eligible for these grants.

Congratulations to 2012 Summer URG winners!

Curious about past winners' projects? Check out our 2011 Summer Grant Winners.

Interested in pursuing an independent project next summer? The deadline's not until March 2013, but now is a great time to get those ideas percolating! See our Getting Started guide to get off on the right foot.

Basic Info:

The Undergraduate Research Grants program is open to all undergraduates at Northwestern. Students cannot receive URG funds to participate in projects following graduation from Northwestern.
The project must be independent. While the standards for independence vary by field, the student's project must constitute an original contribution to research in the field for which the student takes ownership. The project may relate to a faculty member’s research, or develop from work within a faculty lab, but in no case may URG funds be used for support of faculty research.

The project must be supervised by a faculty advisor. The faculty advisor must submit an online endorsement within 72 hours after the Summer URG application deadline. Unendorsed projects will not be considered. If a project is awarded funding, the advisor is also required to approve a final project report that the student will submit at the end of the grant period.

Summer projects must be for a minimum of eight weeks of full time (40 hours/week) research. Students are expected not to seek any summer employment or enroll in summer classes during the grant period.
All Summer Grants are for $3,000, which is intended to cover both living and research expenses. The student need not submit an itemized budget with the application unless s/he is requesting additional funds for international travel (see below), nor receipts at the end of the project.

Funding may not be used to support enrollment in language study, established institutional research programs, or study-abroad programs. Moreover, grants cannot be used to fund internships or participation in volunteer activities. URGs will only fund research that has not yet been undertaken; grants cannot be applied retroactively to cover expenses for research already completed.

Group projects are allowed, but each student seeking funding must submit a separate and distinct proposal, written in her/his own language, that explains her/his individual contribution in relation to the larger group project. Each student must also have a separate endorsement from the faculty advisor.

Proposals dealing with issues of sustainability and energy may be eligible for funding through a joint URG-ISEN (Initative for Sustainability and Energy at Northwestern) partnership. If you are interested in applying for this funding, please use “ISEN” in your proposal’s short title.

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Where to Find Information on Government Grants

Where to Find Information on Government Grants

A government grant is an award of economic aid or financial assistance to eligible individuals, businesses or organizations (who are called grantees). It is not a loan and the grantee is not required to repay the money. Thus, this money is commonly for purposes which the government specifies and there are usually conditions attached to the receipt of these grants. You may be required to study or work in a certain discipline or live in a certain locale, you may be expected to demonstrate need of the grant, and so on.

With the specific requirements needed before you are qualified to receive a government grant, it is important that information is readily available (especially on the internet) on how, where, and what to do to obtain these grants. However, finding this information is an arduous task considering the proliferation of websites on the internet which all offer grants or promise to find grants for people and usually for a fee. Amongst all these, there are sites where you can find the right information that you need and for free. They are usually the official websites of government agencies and departments and include the following:

Grants.gov

The official site on United States government grants provides information on more than 1,000 federal, state and local grants that offer about $500 billion in financial aid. It provides information that enables you to determine if you are qualified for certain grants. You can apply for grants here and it also provides a means for tracking grant applications.

USA.gov

This site provides a complete listing of government grants, benefits, loans and other financial aid. This includes information on federal, state and local grants.

Business.gov

Business.gov provides information on how small businesses can acquire US government grants. Such information includes the common documents needed to apply for grants. It also provides a means of searching for grants according to options that apply to you, therefore, on this site you can find out if there are grants available for small businesses for which you are eligible.

Studentaid.ed.gov

This website is the official site of the Federal Student Aid office of the US Department of Education. It provides information on how to benefit from over $100 billion of federal aid assistance. This information includes how to become eligible to receive a grant and how to apply.

Student.gov

For students seeking grants, this is one of the sites to visit. Billed as the "student gateway to the US government", the Student.gov website offers a directory on where to find student grants, loans and scholarships. The links on the site are from suggestions from students, teachers and others who have found them helpful. All the links have been thoroughly vetted by the site.

FEMA.gov

All information related to grants that are awarded by the Federal Emergency Management Agency of the US Department of Homeland Security can be found here.

EPA.gov

EPA.gov is the official site of the US Environmental Protection Agency and provides information on grants that are available for programs, projects and research concerning the environment and its care.

FTC.gov

This is the official site of the US Federal Trade Commission which oversees consumer protection. This site will tell you what you need to know to avoid scams when trying to obtain a government grant, loan or scholarship.

Other Points to Note

1. Most departments of the US government offer grants and these can be found on their respective official websites but remember to always visit Grants.gov as it contains the comprehensive listing of all available government grants.

2. You can contact the sites through the contact and email addresses or telephone numbers provided to make further inquiries.

3. All these sites list physical addresses and if you live near any of them, you can always go there for more information.

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Source: http://voices.yahoo.com/where-find-information-government-grants-5641074.html?cat=48


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Grants for College – How to Get College Grants

How to Get College Grants

There is a Little Hope

Thankfully, the government and other organizations have taken steps to make earning an education easier through the use of grants. If you’re not familiar with the term, you’re not alone.

Grants vs. Loans

Many prospective students confuse grants with student loans and end up in a situation that could have been avoided. Student loans require repayment while government grants do not.

Grants provide students with the money they need to fund their education without the stress of student loan payments. An increasing number of grants are available to students who wish to continue their education, and with a little help, you can become one of them.

Use the following information to investigate government grants before accepting any student loan offer.

Beginning Your Grant Search

While more and more grants are quickly becoming available to students with financial needs, the competition for these grants is high and many of the grants have limited funds. For this reason, you should begin your search as quickly as possible.

As early as your sophomore year of high school, begin assembling important documents that may help you obtain the grant you want for college.

Such documents include transcripts, test scores for the ACT or SAT, essays you have written, recommendation letters, and applications to college. As you begin your junior year, start searching for grants you wish to apply for.

Grants are available through:

Federal and state governments

Colleges and universities

Public and private organizations

The earlier you apply and the more organized you are, the better your chances of obtaining the grant you want. However, if you have already finished high school or are considering returning to school later in life, don’t worry, you can still get the funding you need.

Types of College Grants Available

As you begin searching for grants, you should be aware of the specific types of grants available to you. Knowing where to look for grants will make it easier for you to find the right one to fund your education.

Federal Government – A grant from the federal government is specified amount of money given by a U.S. government agency to individuals who qualify for financial assistance. One of the most popular federal grants is the Federal Pell Grant, which helps students in need with the cost of attending school. In order to apply for a federal grant, you must fill out a FAFSA online at www.fafsa.ed.gov or obtain a hard copy of the application and send it in.

State Government – Many states provide students with the opportunity to qualify for college grants based on their need, merit, or intended degree. For instance, in Michigan, grants are available through the state government for low income students, non-traditional adult students, and those who are gifted academically.

Private Universities and Colleges – While private colleges and universities may seem expensive, most students don’t actually pay the listed tuition price. Often, private colleges negotiate the tuition (and provides grants and scholarships) for exemplary students, if they are willing to attend.

Public and Quasi-Public Agencies – Public and Quasi-Public agencies, which are corporations in the public or private sector that are backed by the government to provide certain services, often provide grants for college students. One such example is the Rhode Island Higher Education Assistance Authority, which provides qualified full-time students with $250 to $700 based on a financial need of at least $1,000.

Private Companies, Corporations, and Foundations – While obtaining a grant through a corporation, foundation, or private company is not as common as obtaining state or government grants, these types of grants are a fantastic way for students to fund their education. Each year, companies like Coca-Cola, Target, and Walnart award qualified applicants with thousands of dollars that can be used for tuition, books, and regular costs of living.

College Grant Categories

As you are searching for grants, you will be better able to locate the ones you need by looking at the four main grant categories.

Student-Specific – While many different types of students apply for grants, there are several types of grants that embrace specific populations. Some of the most popular are those for non traditional students, low income students, and military students.

Subject- Specific - Many professional organizations will provide students with grants if students intend to obtain their education and become employed in certain career fields. This allows the organization to foster their fields of interest and drive student toward specific careers.

Degree Level - Many college grants are based on degree level, such as undergraduate, graduate, and doctorate. An undergraduate may not be able to obtain the same grant as a student going for their doctorate, and vice-versa.

Minority – The number of minority students graduating from four year institutions has been steadily rising, thanks to minority grants and scholarships. African American students, Hispanic students, Native American students, and Asian American students can all benefit from the various minority-specific grants available from the government, states, and local organizations.

Visit to: http://grantsmoneyinformation.blogspot.com/

Source:http://www.collegegrantsandscholarships.org/college-grants/

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Pell Grant Eligibility for students

Pell Grant Eligibility for students

One of the most well-known need-based college grants is the federal Pell Grant. Pell Grants are awarded to low-income college students whose family income falls below a certain level. In 2008, federal funding for the Pell Grant program was increased, providing grants for more applicants than in the past and for grants to be increased in dollar amount.

A federal grant such as the Pell Grant does not have to be paid back, so this is a free source of financial aid.

Pell Grant Amounts

For the 2009-2010 school year, the maximum Pell Grant is $5,350. For the 2010-2011 year, the maximum will increase again to $5,550. Generally, the minimum Pell grant is $400.

Pell Grant Eligibility
In order to qualify for a Pell Grant you must be a U.S. citizen and an undergraduate student. If you already have a bachelor’s degree, you are not eligible for a Pell.

For now, the Pell Grant is awarded once a year, although this may change in the future. The amount of each individual student’s Pell Grant is based on:

Expected Family Contribution (EFC): the amount that the federal government determines your family can pay towards your college costs. Calculated from information you provide in your FAFSA, the EFC is a formula that takes into account your family’s size, income, and financial assets, including such information as the number of family members in college at the same time.
Cost of Attendance (COA): a total of all the costs involved in attending each specific school. Costs of attendance certainly include tuition and related academic fees, but also other costs you’d have to pay or cover in order to attend school, such as housing costs, IT fees, and possibly transportation.
Enrollment status: whether you’re a full-time or part-time student
FAFSA = Pell Grant Application

When you fill out a Free Application for Federal Student Aid, you are automatically considered for a Pell Grant, so in fact your FAFSA is your Pell Grant application.

In order to ensure and speed up your chance for a Pell Grant, you should submit your FAFSA according to your school or your state’s financial aid deadline�NOT the federal deadline, which is much later than most schools and states. Once your FAFSA is processed, you’ll get a Student Aid Report (SAR) in return that will tell you what your EFC is and if you qualified for a Pell Grant.

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Source: http://www.educationgrant.com/grants/pell-grants/


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Supplemental Income Source for Single Parents

Supplemental Income Source for Single Parents

Single parents are turning to supplemental, second income sources via internet marketing at astounding rates and it's no wonder. Most single parents are living below the poverty level, most are struggling just to have food in the house, let alone afford such luxuries as a good running vehicle, a vacation (away from the home), or even new outfit to wear to a job interview.

Since the majority of single parents are lacking a degree, many have to take jobs that just do not allow them to survive without some type of state assistance. They look online for ways to make money at home, spending money they don't have on promises that in most cases, will not be delivered. But many of them are succeeding at businesses using their own hobbies, talents and skills, drawing on past experience to find unconventional paths to success.

Single parents who are short on resources and cash have found allies in internet marketing. There are several sources for making money online that don't involve the typically redundant programs saturating the internet. The great thing about America is the fact that you still have the opportunity to be an individual. Single parents are learning this individuality can be very profitable.

With that said, there are several avenues in which you can succeed in online business, by using your own God-given gifts, skills and talents. Not only that, you can get help developing your idea, product or service, get funding to get it started, find people to promote it and it can cost you next to nothing.

I recently purchased a book titled "Single Parents Cash and Sources Guide". I found this on a single parents site and it was shipped to me hard copy. It contained over 80 pages of hard resources aimed specifically at helping disadvantaged parents. There were tons of free grants and loans for just about every necessity from emergency cash to medical costs, as well as educational and business development grants . . . for single parents.

The book included who to write to, and where to get tips on grant writing, there were sources in there for free furniture, baby items, cars, career clothing, job training, college, work at home sources, medical travel, food, grants for vacations . . . all for single parents. Everything you can think of to help make distressful situations more manageble. The woman who compiled the book was a disabled, single parent who used some of those very resources to not only survive, but start her own mail order business and become an award winning song writer!

She did all of the above without the aide of the internet gurus or a web site of her own. Today, her book has expanded with resources and she offers a PDF format version as well as the hard copy which can be shipped to your home. She is now working on a web site called Single-parents-help.com, where single parents can get help, support and assistance in getting a business of their own developed and marketed. Her book is currently marketed through Ghostwriter Advertising Agency at Single-Parents-Help.com

Another interesting resource I found for young mothers as well as single parents is bizymoms.com which has ideas and business kits to start just about any business imaginable from home. Liz Folger also supplies a great bulletin board with business ideas, scams to watch out for, articles on business start up, e-classes on business for the single parent or stay at home mom. Their business kits vary in price and come with six month client support to help you get started in the business of your choice, the right way. What's nice is that they also offer a sample video and chat for each course, so you can ask questions for each course to make sure you will like the business you decide to start.

Both sites offer resources for finding ideas for a business, marketing tips and methods and free tools and tutorials. I interviewed one woman who spend the last five years home schooling her children and supporting her family with marketing affiliate programs. She wasn't an internet guru, but stumbled upon a little trick by making a mistake in her ad copy. She repeated this mistake and it brought her up to $1,500 a day in extra income. Another single parent wrote and sold instructions on home schooling her children. Another single mom makes natural soaps and brings in almost $90,000. Her children help her.

Most people know what they are good at and what they enjoy doing. Knowing how to tap into your interests and talents and turn them into a profitable service or business may not be so easy. But you can find plenty of free information on how to get started on the internet.

I know there are a lot of seductive, work at home e-books, courses and opportunities out there. Single parents should make sure they are in a position to take a calculated risk before spending money on an aggressive sales site. Until they are, at the very least take advantage of the free help, sources and assistance that are out there, to put yourself in a better position. Your best chance for success is in developing an idea that revolves around your own skills, talents and gifts. And wherever available, single parents, use the help that is available from people that set up organizations specifically to help you.

You can get the most free information just by doing a search on articles or forums talking about the subject matter you are interested in pursuing. There is also help out there, specifically for single parents, for starting a business, taking a class or even completing a degree and you can do all that from the comfort of your own home, with your children right there.

Given the economy of today, it is almost impossible for a household with more than one child to survive on one income. And trying to work two jobs with children to care for can be detrimental to their well being as well as your peace of mind. Take advantage of the help that is available to assist you in building financial sovereignty using your own talents, interests, skills and gifts. There is funding available to help you get started, there are people and support groups set up to help you and lots of free advice and tips from other single parents that have done it.

Not only is it a viable solution to taking control of your financial future, it's a much more obtainable goal than trying to work two jobs outside the home and still have the valuable time with your children.


Visit to: http://grantsmoneyinformation.blogspot.com/


Source: http://voices.yahoo.com/supplemental-income-source-single-parents-internet-46479.html?cat=25


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Grant Money for Kids

Kids are the future--so the more they learn now, the better they and their society will be later. Teaching children to become active citizens and to give to those in need are lessons that cannot be learned in school. To help teach these lessons, a variety of grants are available to kids and their parents. There are also grants to help parents with child care while they find a job.Other People Are Reading.Smart Kids Grants Grants for College Kids

What is a Grant?

A grant is a financial award or financial assistance provided to an organization or individual in order to serve a public purpose. Grants are not loans, so the person who receives the grant does not have to pay the money back.

How to Receive a Grant

The grant process varies for each offer. Every grant program does require at least a letter stating why the applicant should be awarded the money. There are other requirements that will vary with each program and can include writing an essay, producing a business plan, submitting petitions, and otherwise demonstrating interest.

Community Service

Youth Service America and AT&T have partnered to establish the AT&T Cares Youth Service Action Fund. This grant fund is for youths of ages 5 to 25 and offers annual grants of $500 each to bring volunteer projects and services to American neighborhoods during Youth Service Day.

Child Care

The National Child Care Information Center offers a grant called the Child Care and Development Block Grant that provides money for day care while a parent looks for work. Once the grant is awarded, parents may use it to buy the services of a day care center, in-home day care, or even a relative.

To Write a Book

The American Library Association offers a grant called the Schneider Family Book Awards for children up to 18 years old. Three winners will each receive $5,000 and a framed plaque. Winners are required to develop a book that portrays someone living with a disability. The disability can be either mental, physical or emotional. The winner can be either the author or illustrator.

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Source:http://www.ehow.com/about_5398487_grant-money-kids.html


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Where to Find Business Grants, Online Resources and More

Where to Find Business Grants


People have made a living off selling supposed "secret" information on where to find money from the government. The books I once bought on the subject were a joke. Much of the information was outdated and/or too vague to be of any help.

The technology available to the average consumer today allows for individuals to find their own grant money information with relatively little effort.

Small Business Grants and Information

One of the first places to look is at the US government's Small Business Administration (SBA) website . They do not give out grants, but they do give great information and links regarding how to locate funding for business. They offer a limited number of special purpose loans to businesses for things such as disaster recovery. Their Grants page is loaded with links to extensive grant information, grant sources, and grant writing tips.

Individual States offer programs designed to help promote business growth and revenue for their state. About.Com's USGOV Info/Resources section  offers a state-by-state listing of where to find business grants and resources. I don't know how often the links are checked or updated, but a quick email to the guide for that section should elicit further help.

Also in that same section is a page  dedicated to sources of funding which is not a government grant. The statement is made that most people don't really need a grant, but other available assistance. A link if available to a page which explains  what is involved in obtaining Federal Grant money . . . and the reasoning behind their statement that most would be better served with other forms of assistance.

The Small Business Center  has a lot of information and links about various loan and grant programs, along with tips for applying.

General information about small business grants is also available in a different section of about.com: in their small business  section.

The Idea Café website  has a link for more information about grants, and also offers some grants of their own for small businesses. A wide variety of other business information is also available from their site.

Specialty Grants: Business Grants for Women

There are multiple sources of grant monies for women. A few links regarding such are:

Home Biz Tools.Com 

Web Momz.Com 

Women's Business Grants 

Woman Owned.Com 

Specialty Grants: Business Grants for Other Groups

Grants for Disabled, Veterans, Single Moms, Ethnic Groups 

Grants and Loans for Minorities 

Your local state vocational rehabilitation program or welfare program may also have limited funds available to help those in need begin or expand their business, under certain circumstances. Call them for more information.

Visit to:http://grantsmoneyinformation.blogspot.com/

Source: http://voices.yahoo.com/where-find-business-grants-online-resources-and-616152.html

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